Financial Clarity: Empowering Yourself to Make Your Money Work For You
Financial Curriculum for Employees or Freelancers
The curriculum is delivered through monthly newsletters and worksheets designed to guide you step-by-step. Each month focuses on a specific topic to deepen your understanding and empower you to make informed financial decisions.
Month 1: Welcome to Your Financial Journey
Why is it worth investing in financial knowledge?
Learn what you need to know to take control of your finances.
Month 2: Understand Your Income
Want to understand your income sources?
Learn how to estimate income based on past earnings and account for variability.
Month 3: A Comprehensive Budgeting Guide
Want to know how to track your monthly expenses?
Learn how to align your spending and net income.
Month 4: Managing your Business Expenses
What counts as a business expense?
Learn how to track your business expenses.
Month 5: Retirement Living Expenses Adjusted for Inflation
How much money will you need each year in retirement?
Learn how much you will need to save for retirement.
Month 6: Retirement Investments
Are you saving enough to sustain your desired lifestyle in retirement?
We give you the steps to create a practical retirement savings plan while balancing your current lifestyle needs.
Month 7: Thinking in Buckets
Want to learn how to reach your financial goals?
Determine how much you can afford to distribute to each of your goals bucket.
Month 8: Spending Prioritization Guide
Having trouble reaching your goals?
Access all your expenses and make a prioritization list of the most important categories so you can understand where to cut back.
Month 9: Getting the Most Out of Credit Cards
Don’t know how to use your credit card or what card is right for you?
Develop a systematic approach to maximize the benefits of credit card usage.
Month 10: Navigating Financial Conversations
Want to have a healthier financial relationship with friends?
Learn to be comfortable discussing money with your friends.
Learn what compromises everyone can make so people do not take on more financial burden than they can handle in planning events.
Month 11: Welcome to Your Financial Partnership Journey
Do you find it stressful, distasteful, and awkward to talk about money with your significant other?
Learn to have honest, productive conversations about money with your partner.
Month 12: Maintaining Balance as You Earn More
Now that you’ve mastered your current finances, how do you maintain mastery?
We will provide tips to help you manage your money as you continue to make more.