Small Business Clarity
Program for Small Business Employees
We offer Financial Clarity, a comprehensive financial program tailored to your team’s needs, ensuring your employees can better manage their finances and prepare for the future. From budgeting and debt management to retirement planning and investment education, our programs provide employees with the financial literacy they need to make informed decisions. A financially secure workforce can lead to higher productivity, reduced stress, and greater job satisfaction, benefiting both employees and employers alike.
Financial Clarity offers a curriculum designed to teach employees how to:
Understand their income and expenses.
Plan effectively for retirement.
Set and achieve long-term financial goals.
Financial Clarity is especially valuable for individuals without access to traditional 401(k) plans. Without these tools, it can be challenging to manage money, estimate retirement needs, and ensure a secure financial future. Financial clarity empowers you to take control of your finances and build the nest egg you deserve.
The curriculum is delivered through monthly newsletters and worksheets designed to guide you step-by-step. Each month focuses on a specific topic to deepen your understanding and empower you to make informed financial decisions.
Price: $100 per month for full access to all newsletters and worksheets for all employees.
Learn More About Financial Clarity
Consultations for Retirement Plan Decisions or Any Other Needs Through Presentation
We help small business owners decide whether to offer retirement support to their employees. Navigating the complexities of retirement benefits can be challenging, but providing employees with financial security can enhance job satisfaction, retention, and overall company culture. Options may include:
401(k) Plans: Traditional employer-sponsored retirement plans that allow both employer and employee contributions, with tax advantages for both parties.
SEP IRA Plans: A simplified retirement plan designed for self-employed individuals and small business owners, offering flexible employer contributions.
SIMPLE IRA Plans: A cost-effective option for small businesses with fewer than 100 employees, enabling both employer and employee contributions with lower administrative burdens.
Payroll Deduction IRAs: A straightforward way for employees to contribute to an IRA directly from their paycheck, reducing the administrative load on employers.
Enabling Employees to Set Up Their Own IRA Plans: Assisting businesses in guiding employees toward setting up their own IRAs, ensuring access to retirement savings without direct employer involvement.
Our consultations walk you through the pros and cons of each option and the process for setting up a plan. We’ll also guide you on what to ask payroll providers, financial advisers, or other professionals to ensure you make informed decisions that align with your business goals and needs.
Key Details:
Independent advice with no sales pitches. We provide objective guidance tailored to your business needs, without pushing financial products.
A review of your current plans, employee setup, and available options.
Price: $1,000 + travel costs. Includes a customized presentation tailored to your company’s and employees’ needs.
Financial Clarity + Quarterly Office Hours + Presentation
Receive full access to the curriculum for all employees. 15–30 minute office hour slots each quarter (up to 3 hours total per quarter). A personalized presentation tailored to your team.
Price: $5,000
Customized Financial Acumen Programs
Pricing available upon request for larger companies or freelance groups.